* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
    line-height: 1.6;
    color: #333;
}

.header {
    background: linear-gradient(135deg, #0066cc 0%, #004999 100%);
    color: white;
    padding: 1rem 2rem;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.header-content {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 1.5rem;
    font-weight: bold;
}

.logo a {
    color: white;
    text-decoration: none;
}

.nav {
    display: flex;
    gap: 2rem;
}

.nav a {
    color: white;
    text-decoration: none;
    transition: opacity 0.3s;
}

.nav a:hover {
    opacity: 0.8;
}

.hero {
    background: linear-gradient(135deg, #e8f4f8 0%, #d4e9f2 100%);
    padding: 4rem 2rem;
}

.hero-content {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.hero-text h1 {
    font-size: 2.5rem;
    color: #0066cc;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.hero-text p {
    font-size: 1.2rem;
    color: #555;
    margin-bottom: 2rem;
}

.benefits {
    display: grid;
    gap: 1rem;
    margin-bottom: 2rem;
}

.benefit-item {
    display: flex;
    align-items: start;
    gap: 0.8rem;
}

.benefit-icon {
    background: #0066cc;
    color: white;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-weight: bold;
}

.benefit-text strong {
    color: #0066cc;
}

.hero-image {
    background: linear-gradient(135deg, #ffd700 0%, #ffa500 100%);
    border-radius: 20px;
    padding: 3rem;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 400px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.hero-image-placeholder {
    text-align: center;
    color: white;
}

.hero-image-placeholder svg {
    width: 200px;
    height: 200px;
    margin-bottom: 1rem;
}

.cta-button {
    background: #ff6b35;
    color: white;
    padding: 1rem 2.5rem;
    border: none;
    border-radius: 50px;
    font-size: 1.1rem;
    font-weight: bold;
    cursor: pointer;
    transition: all 0.3s;
    box-shadow: 0 4px 15px rgba(255,107,53,0.3);
}

.cta-button:hover {
    background: #e55a2b;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255,107,53,0.4);
}

.why-choose {
    background: white;
    padding: 4rem 2rem;
}

.why-choose-content {
    max-width: 1200px;
    margin: 0 auto;
}

.section-title {
    text-align: center;
    font-size: 2rem;
    color: #0066cc;
    margin-bottom: 1rem;
}

.section-subtitle {
    text-align: center;
    color: #666;
    font-size: 1.1rem;
    margin-bottom: 3rem;
}

.features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.feature-card {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 15px;
    transition: all 0.3s;
    border: 2px solid transparent;
}

.feature-card:hover {
    border-color: #0066cc;
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.feature-card h3 {
    color: #0066cc;
    margin-bottom: 1rem;
    font-size: 1.3rem;
}

.feature-card p {
    color: #666;
    line-height: 1.8;
}

.preapproval-section {
    background: linear-gradient(135deg, #0066cc 0%, #004999 100%);
    color: white;
    padding: 4rem 2rem;
    text-align: center;
}

.preapproval-content {
    max-width: 800px;
    margin: 0 auto;
}

.preapproval-content h2 {
    font-size: 2rem;
    margin-bottom: 1rem;
}

.preapproval-content p {
    font-size: 1.1rem;
    margin-bottom: 2rem;
    opacity: 0.95;
}

.checklist {
    text-align: left;
    display: inline-block;
    margin-bottom: 2rem;
}

.checklist-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1rem;
    font-size: 1.1rem;
}

.check-icon {
    background: #4CAF50;
    color: white;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
}

.footer {
    background: #1a1a1a;
    color: white;
    padding: 2rem;
    text-align: center;
}

.mobile-menu-toggle {
    display: none;
}

@media (max-width: 768px) {
    .hero-content {
        grid-template-columns: 1fr;
    }
    
    .hero-text h1 {
        font-size: 2rem;
    }
    
    .nav {
        display: none;
    }
    
    .mobile-menu-toggle {
        display: block;
        background: none;
        border: none;
        color: white;
        font-size: 1.5rem;
        cursor: pointer;
    }
    
    .features {
        grid-template-columns: 1fr;
    }
}